Nathaniel Bogan

NMLS # 254452

949-836-3461

nbogan@freedomlegacy.com

Nathaniel Bogan Director of Portfolio Management
Mortgage applications are on the rise

Mortgage applications are on the rise

After several weeks of declining applications, homebuyers bounced back into the market. Mortgage applications increased 2.7% compared with the previous week, according to the Mortgage Bankers Association (MBA). Purchase applications drove the gains. App

May 08, 2019 |

Pending Home Sales Up 3.8%

Pending Home Sales Up 3.8%

KEY POINTS House shoppers signed 3.8% more contracts to buy existing homes in March compared with February, according to the National Association of Realtors’ pending home sales index. Sales were 1.2% lower compared with March 2018, the 15th str

May 01, 2019 |

Should you refinance?

Should you refinance?

When it comes to whether you should refinance your current mortgage, generally use the “half point rule,” which means the new rate is at least 0.5 point lower than your current one. However, in reality, it comes down calculating what you

Apr 23, 2019 |

More borrower's moving away from big banks

More borrower's moving away from big banks

In the mortgage market of 2019, borrowers can do just about everything online, never meeting the lender behind the process. And as comments from executives of America’s biggest banks made clear last week, that person – or institution –

Apr 18, 2019 |

Mortgage Rates drift up

Mortgage Rates drift up

Mortgage rates are starting to crawl back up after falling to 14-month lows. According to the latest data released Thursday by Freddie Mac, the 30-year fixed-rate average increased to 4.12 percent with an average 0.5 point. (Points are fees paid to

Apr 12, 2019 |

Borrower's raising mortgages to get cash out

Borrower's raising mortgages to get cash out

For several months now, cash-out refinances have been eating up a greater share of overall refi volume, and it appears the trend isn’t about to slow down anytime soon. The latest report from Black Knight reveals that of the 483,000 refina

Apr 08, 2019 |