Nathaniel Bogan

NMLS # 254452

949-836-3461

nbogan@freedomlegacy.com

Nathaniel Bogan Director of Portfolio Management
Refi Boom

Refi Boom

The mortgage market had one of its most significant quarters since the financial crisis as falling rates prompted a flurry of refinancing and an uptick in purchases. The 30-year mortgage rate unexpectedly dropped to below 4% in May and has remained near

Jul 30, 2019 |

Reversed Course

Reversed Course

The bubble in the mortgage prepayment rate burst in June.  Black Knight, in its "first look" at the month's loan performance statistics, said the single month mortality rate (SMM), the pace at which mortgages are paid down or

Jul 23, 2019 |

Home prices downshift

Home prices downshift

Rates aren’t the only thing hitting the brakes. Home price growth saw a 13-month slowdown in April, which was another win for homebuyers hoping to break into a seller’s market. However, by May prices started to ramp up again — breaking t

Jul 12, 2019 |

Inventory will improve—but not by much.

Inventory will improve—but not by much.

Recent data from Trulia shows that inventory is rising for starter homes and trade-up properties—but likely not enough to satisfy demand. According to the real estate marketplace’s recent analysis, starter home inventory was up 3.5%

Jul 09, 2019 |

Collateral Based Loans - No Credit Qualify

Collateral Based Loans - No Credit Qualify

$100,000 to $500,000 Private Money Loan against Investment Property Close in 10 days or less 12% interest Only + 4 points Minimum 6 months of Inerest Based on Equity not FICO Score REQUIREMENTS: 60% Loan to Value or Less Loan Application Credit Re

Jun 21, 2019 |

Mortgage Rates

Mortgage Rates

Mortgage rates were only modestly higher today.  Most lenders were still quoting the same rates compared to Friday with the only difference being slightly higher upfront costs.  This means the rate at the top of the average mortgage qu

Jun 18, 2019 |