Nathaniel Bogan

NMLS # 254452

949-836-3461

nbogan@freedomlegacy.com

Nathaniel Bogan Director of Portfolio Management
Sample Security Deposit Lease Agreement

Sample Security Deposit Lease Agreement

  Sample Security Deposit Lease Agreement BY ERIN EBERLIN Updated October 30, 2018 Every lease agreement should include a security deposit clause. While each landlord has the ability to personalize this clause, the state in which your rental

Mar 11, 2019 |

Mortgage Rates

Mortgage Rates improved again today, bringing them back to the lowest levels seen since last Thursday morning.  Starting last Wednesday, we saw a fairly fast rate spike through the end of the week followed by 3 days of relative calm so far in th

Mar 06, 2019 |

Reserves

Reserves

You need more than just your down payment and closing costs. Many mortgage lenders also require reserves to buy a home. Things to know: Reserves are savings balances that will be there after you close on your home purchase Lenders like to se

Mar 05, 2019 |

Government-backed or conventional mortgage?

Government-backed or conventional mortgage?

There are two main types of mortgages: a conventional loan guaranteed by a private lender or banking institution, or a government-backed loan. Most government-backed mortgages come in one of three forms: FHA loans, insured by the Federa

Mar 01, 2019 |

How much down payment do you need for a house?

How much down payment do you need for a house?

Down payment plus borrowed funds equal purchase price “A down payment is money you pay that isn’t financed through a mortgage,” says attorney William Walzer. “It is typically paid at closing to the home seller.” Togeth

Feb 28, 2019 |

Bank statements: 3 mishaps to avoid

Bank statements: 3 mishaps to avoid

When a mortgage lender approves a loan, it has ensured the applicant has sufficient funds for the downpayment, closing costs, and reserves — extra funds available in case of an emergency. The funds must belong to the applicant. Mortgage underwrite

Feb 27, 2019 |