Nathaniel Bogan

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949-836-3461

nbogan@freedomlegacy.com

Nathaniel Bogan Director of Portfolio Management

Blog

More borrower's moving away from big banks

More borrower's moving away from big banks

In the mortgage market of 2019, borrowers can do just about everything online, never meeting the lender behind the process. And as comments from executives of America’s biggest banks made clear last week, that person – or institution –

Apr 18, 2019 |

Mortgage Rates drift up

Mortgage Rates drift up

Mortgage rates are starting to crawl back up after falling to 14-month lows. According to the latest data released Thursday by Freddie Mac, the 30-year fixed-rate average increased to 4.12 percent with an average 0.5 point. (Points are fees paid to

Apr 12, 2019 |

Borrower's raising mortgages to get cash out

Borrower's raising mortgages to get cash out

For several months now, cash-out refinances have been eating up a greater share of overall refi volume, and it appears the trend isn’t about to slow down anytime soon. The latest report from Black Knight reveals that of the 483,000 refina

Apr 08, 2019 |

home sales to get boost from falling mortgage rates, rising inventory

home sales to get boost from falling mortgage rates, rising inventory

The national housing market may see its best home-buying season in years. Trends like falling mortgage rates, rising home inventory and slowing home-price growth mean fewer bidding wars and more price cuts for buyers, the Wall Street Journal reports. Th

Apr 02, 2019 |

Feds scrap rate hikes

Feds scrap rate hikes

The Federal Reserve is not as confident in the future as it used to be. In December 2018, it raised rates, but backed off its forecast to hike rates three additional times in 2019. It predicted just two rate increases this year. Fast forward to the Marc

Mar 29, 2019 |

Homeowners are rushing to refinance mortgages as rates drop

Homeowners are rushing to refinance mortgages as rates drop

Homeowners throughout the country are looking to refinance their mortgages thanks to lower borrowing costs, contributing to a sharp government bond rally. The recent bump in refinancings means investors who own the debt might soon see their loans paid ba

Mar 27, 2019 |