Nathaniel Bogan

NMLS # 254452

949-836-3461

nbogan@freedomlegacy.com

Nathaniel Bogan Director of Portfolio Management

Blog

Fannie Mae/Freddie Mac Allow Non-FICO Score

Fannie Mae/Freddie Mac Allow Non-FICO Score

Fannie Mae/Freddie Mac Allow Non-FICO Score   Surprising mortgage watchers, the Federal Housing Finance Agency will allow Fannie Mae and Freddie Mac to use VantageScore as an alternative to the FICO credit scoring model. How will this affect you w

Oct 10, 2019 |

Finding True Success: A Life Journey

Finding True Success: A Life Journey

Finding True Success: A Life Journey - Available on Amazon Kindle  SUMMARY Most people are at a loss for what to do in a society where success is measured by one’s pedigree or the appearance of their names on the Forbes list of the world&rsqu

Aug 09, 2019 |

Drop in Mortgage Rates

Drop in Mortgage Rates

The average rate on the popular 30-year fixed mortgage hit 3.70% on Friday, the lowest since November 2016, according to Mortgage News Daily. That rate will likely dip even lower Monday, as bond yields continue to fall. The drop last week meant that 8.

Aug 05, 2019 |

Refi Boom

Refi Boom

The mortgage market had one of its most significant quarters since the financial crisis as falling rates prompted a flurry of refinancing and an uptick in purchases. The 30-year mortgage rate unexpectedly dropped to below 4% in May and has remained near

Jul 30, 2019 |

Reversed Course

Reversed Course

The bubble in the mortgage prepayment rate burst in June.  Black Knight, in its "first look" at the month's loan performance statistics, said the single month mortality rate (SMM), the pace at which mortgages are paid down or

Jul 23, 2019 |

Home prices downshift

Home prices downshift

Rates aren’t the only thing hitting the brakes. Home price growth saw a 13-month slowdown in April, which was another win for homebuyers hoping to break into a seller’s market. However, by May prices started to ramp up again — breaking t

Jul 12, 2019 |